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Debt rate of interest vary actually from debt to another, in other word the amount of obligation would impact the interest rate sum.
Since the interest is a type of fee requested to be paid when settling your entire debt after a long period of payment, so negotiation may takes place as an attempt to reduce the high debt rate of interest.
Know that debt rate of interest vary from financial company to other and from type of loan to other( car debt, home debt, etc)